Digital Payment

Bank Loan Or Credit Card Loan: Which One To Go For?

Even if costs like interest rate, pre-closure charges and loan processing fees remain the same for credit card loan and bank personal loan, interest cost of credit card loan become 15 per cent more because of service tax. Just a phone call and money gets credited to your account within 2-3 days. Yes, it is this simple today to get credit card loans. Though credit card loans are easier to get, they come at a higher cost than personal loans from banks.

Banking on Aadhaar without bank accounts via IndiaPost payments bank can be a real game-changer

Aadhaar-based transactions by people even without a bank account through the IndiaPost payments bank’s Aadhaar-pay model could be the real game-changer. It appears extremely attractive in the context of the government’s drive to promote digital transactions in a big way that Aadhaar numbers of the people—the total number has touched 112 crore already—will be good enough to pay or receive money, even without a bank account. This is what IndiaPost payments bank is striving to establish as its basic model once it starts operations in the next few months.

Price Wars: Airtel, Vodafone, Idea Offers To Rival Jio's Dhan Dhana Dhan Offer

Reliance Jio again disrupted the voice calls and internet data tariffs after it decided to withdraw its “Summer Surprise” offer on telecom regulator TRAI’s advice. The company after withdrawing the “Summer Surprise” plan earlier this week launched a new scheme called “Dhan Dhana Dhan”, offering “unlimited” data under recharge packs starting from Rs. 309. In response to the “Dhan Dhana Dhan” offer other telecom players like Bharti Airtel,Idea Cellular and Vodafone have also come out with special recharge plans offering their customers free voice calls and high speed 4G internet.

SBI Bank Account:Here Are More Ways To Transfer Your Money

State Bank of India had in July 2016 launched the SBI Mingle app, allowing its customers access various banking services via social media sites Facebook and Twitter. SBI or State Bank of India is offering a new facility that helps customers transfer money using their accounts on social media sites Facebook and Twitter. Users can “conveniently transfer funds” by logging on to SBI’s app ‘Mingle’. This was said by India’s largest bank SBI on microblogging site Twitter.

SBI Minimum Balance: Amount Required,

What is the minimum balance required in my SBI savings account? SBI has said its savings bank account holders in rural, semi-urban, urban and metro branches need to maintain an average balance of Rs 1,000, Rs 2,000, Rs 3,000 and Rs 5,000, respectively. Meanwhile, SBI last month merged its operations with five of its associate banks and Bharatiya Mahila Bank, joining “the coveted league of Global Top 50 banks”, it said in another Tweet.

SBI New ATM, Cash Transactions Service Charges. All You Need To Know

SBI clarified on new charges on ATM and cash transactions to be effective from June 1. HIGHLIGHTS The new rules initially created confusion over ATM charges SBI’s Buddy app will charge Rs 25 on cash withdrawal through ATM SBI also revised service charges on various cash transactions India’s largest lender State Bank of India, revised service charges on various cash transactions for its customers, effective from June 1.

At 110 Crore GB Data Traffic A Month, Jio's Offers For Its Prepaid Users

Jio Prime subscribers now have recharge options starting from Rs 19 going all the way up to Rs 9,999, according to its website. Reliance Jio Infocomm, the telecom arm of billionaire Mukesh Ambani-led conglomerate Reliance Industries, is offering a number of recharge options to prepaid subscribers under its paid Prime service. Jio Prime subscribers now have recharge options starting from Rs 19 going all the way up to Rs 9,999, according to its website.

From Rs 19 To Rs 9,999: What Jio Prepaid, Postpaid Users Get

Reliance Jio is offering free voice calls and roaming on all its post-paid and pre-paid plans. Also there is no charge for data used to make 4G voice calls under all its plans. Jio is offering a variety of recharge options and plans to give benefits of hundreds of GBs of 4G data to its prepaid and postpaid subscribers. Beyond the daily 4G data limits of 1GB and 2GB per day across its prepaid recharges and postpaid plans, wherever specified, subscribers will continue to use unlimited internet at a reduced speed of 128 Kbps, as per Jio’s website.

India Plans To Eliminate Sale Of Petrol, Diesel Vehicles By 2030. Here's How

The Ministry of Heavy Industries and the NITI Aayog are working on a policy for promotion of electric vehicles, Power Minister Piyush Goyal said. India is looking at having an all-electric car fleet by 2030 with an express objective of lowering the fuel import bill and running cost of vehicles. “We are going to introduce electric vehicles in a very big way. We are going to make electric vehicles self-sufficient like UJALA.

RBI To Issue New Rs 5, 10 Coins

The central bank will also put into circulation new Rs 5 coins to celebrate 150th anniversary of Allahabad High Court. The Reserve Bank will soon put into circulation new Rs 10 coins that have been minted to commemorate 125th year of National Archives of India. The central bank will also put into circulation new Rs 5 coins to celebrate 150th anniversary of Allahabad High Court. On the design of new Rs 10 coin, the RBI said that on the reverse of the coin, there will be an image of National Archives Building in the centre with inscription ‘125 YEARS’ below the image.